Actuarial consulting
We help you to improve the life cycle of your insurance products. As well as projecting your models and pricing insurance products.
Our expertise :
Insurance product : design and modeling
Inventory ans technical studies
Pricing insurance products
Actuarial inventory
A little reminder of the scope ?
The work of actuaries typically involves collecting and analyzing financial data, assessing risk, designing mathematical and statistical models, and making recommendations based on these analyses. Actuaries work in a variety of industries, such as insurance companies, financial services firms, government agencies, consulting firms and academic institutions.
Insurance product
- Designing the implementation of standard and customized products,
- Bringing insurance products up to regulatory standards (responsible contract, DSN, 100% health, etc.),
- Supporting market players in the creation of specific contracts and insurance programs,
- Analyze the profitability of products and portfolios and establish benchmarks,
- Validate the technical characteristics of products and contractual documents,
- Pricing and reviewing the development of specific pricing models for standard and custom products,
- Develop pricing rules and scales applicable to each risk category,
- Develop coverage and pricing proposals while ensuring the profitability of the contracts underwritten.
Actuarial inventory
- Calculate and control life and non-life reserves,
- Drafting technical rules and actively contributing to the development of the provisioning policy,
- Assess the adequacy and quality of the data used,
- Contribute to studies on the exposure and control of portfolio risks.
- Produce income statements by year of occurrence and accounting year,
- Produce the “Fast Close” accounts and analyze the forecasted results,
- Manage technical balances, optimize and monitor the segmentation of client portfolios,
- Reconcile the results by year of occurrence with the inventory accounts,
- Establish and analyze the technical and PB accounts,
- Assist in the preparation of reinsurance and coinsurance technical accounts.