Designing the implementation of standard and customized products
Bringing insurance products up to regulatory standards (responsible contract, DSN, 100% health, etc.)
Supporting market players in the creation of specific contracts and insurance programs
Analyze the profitability of products and portfolios and establish benchmarks
Validate the technical characteristics of products and contractual documents
Pricing and reviewing the development of specific pricing models for standard and custom products
Develop pricing rules and scales applicable to each risk category
Develop coverage and pricing proposals while ensuring the profitability of the contracts underwritten.
02Actuarial inventory
Calculate and control life and non-life reserves
Drafting technical rules and actively contributing to the development of the provisioning policy
Assess the adequacy and quality of the data used
Contribute to studies on the exposure and control of portfolio risks.
Produce income statements by year of occurrence and accounting year
Produce the « Fast Close » accounts and analyze the forecasted results
Manage technical balances, optimize and monitor the segmentation of client portfolios
Reconcile the results by year of occurrence with the inventory accounts
Establish and analyze the technical and PB accounts
Assist in the preparation of reinsurance and coinsurance technical accounts.
A quick reminder of the scope
The work of actuaries typically involves collecting and analyzing financial data, assessing risk, designing mathematical and statistical models, and making recommendations based on these analyses. Actuaries work in a variety of industries, such as insurance companies, financial services firms, government agencies, consulting firms and academic institutions.