Platform
Comparateur SFCR
French market SFCRs, analysed and comparable, with an assistant that answers and cites its sources.
Every year, insurers publish their solvency and financial condition report (SFCR). These reports hold what you need to benchmark against the market, but they are long, heterogeneous and published as PDFs.
Our comparator loads these reports, extracts key data, stores it in a structured way and lets you query it in natural language. Every answer points back to the passage of the report it comes from.
Preview
A first look at the 2025 solvency ratios
The full comparator will add own funds, the SCR breakdown and several years of history for each organisation.
- Groupama1274%
- CNP Assurances2256%
- AXA3224%
- Covéa221%
- Sogecap4216%
- Aéma Groupe212%
- Crédit Agricole Assurances195%
- AG2R La Mondiale5181%
- Regulatory minimum: 100%
- Median of the panel: 219%
Sources and notes
Solvency II ratios published by each group for the 2025 financial year (SFCR reports and results releases). Scopes and the use of transitional measures differ between groups: these figures are not a ranking. The comparator will detail own funds, SCR breakdown and history.
- Groupama 1 222% excluding the transitional measure on technical provisions — Groupama, résultats 2025 (20/03/2026)
- CNP Assurances 2 CNP Assurances Holding — CNP Assurances Holding, SFCR 2025
- AXA 3 AXA Group — AXA, résultats annuels 2025 (26/02/2026)
- Covéa — Covéa, résultats au 31/12/2025 (Atlas Magazine)
- Sogecap 4 Société Générale Assurances — Sogécap entity ratio; the group separately reports 189% in its investor presentation — Sogécap, SFCR 2025 (p. 29)
- Aéma Groupe — Aéma Groupe, résultats 2025 (Échanges Assurances)
- Crédit Agricole Assurances — Crédit Agricole Assurances, SFCR 2025
- AG2R La Mondiale 5 AG2R La Mondiale group ratio (press release); the SGAM entity reports 191% in its SFCR — AG2R La Mondiale, résultats 2025
What you can do
- Compare
- SCR and MCR coverage, eligible own funds, SCR breakdown: see where your organisation stands among its peers.
- Ask
- Ask questions in natural language: the assistant, in preparation, will answer from the reports and cite its sources.
- Track
- Follow indicators from one year to the next and spot market movements: the 2025 financial year is the baseline, history opens with the 2026 SFCRs.
The comparator covers French market SFCRs, year after year, with the source of every figure.
Contact
Discuss your project with an expert
A demo, a question about integration or pricing? Write to us.